What we cover

Lawns, landscapes and trees.

We cover lawn care and landscaping businesses and their employees. Here are the rules for each kind of work.

We cover

Lawn maintenance

Mowing, edging, blowing, fertilizing, weeding and cleanup.

Landscape installation

Plants, small trees, sod, mulch and irrigation.

Residential and commercial customers

Homes, HOAs, commercial and municipal properties.

Tree trimming

Up to 12 feet, from the ground, a ladder or a bucket lift.

Tree removal and land clearing

Yes, we cover them. Your account gets an underwriting review, and pricing reflects the work.

We don't cover

✕Climbing trees. All work off the ground has to be from a ladder or a bucket lift.
✕Tree work near power lines, highways, freeways or expressways.
✕Logging.

How the crews we cover work

4 or fewer per vehicle

Never more than 4 employees in a company vehicle.

Safety gear

Proper protective equipment with chippers and stump grinders, and for all work off the ground.

Insured subcontractors

We need certificates of insurance from all your subcontractors.

Employees on payroll

No day laborers and no cash-paid labor.

These rules protect your crew and keep your price down. If you're not sure about a job, call us before you request an indication.

When does your policy renew?

If it's more than 60 days out, get an indication now and hold it against the renewal when it lands. Within 60 days of your renewal or effective date, we work a real quote.

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